AYE

Aye Finance Ltd is a non-banking financial company (NBFC) specializing in lending to micro and small enterprises (MSMEs). Its business model focuses on providing small-ticket business loans to underserved micro-entrepreneurs who often lack access to traditional bank credit. The company offers working capital loans, mortgage-backed loans, and secured or unsecured credit for business expansion. Aye Finance uses data-driven underwriting and a combination of digital platforms and branch networks to process loans efficiently. It serves sectors such as manufacturing, trading, services, and agriculture-linked businesses. Revenue is generated primarily through interest income on loans and financial service fees.