Mutual Funds - Conservative
Safe betInvest in stability and security with Wright Research's Conservative Mutual Fund portfolio.
3Y return8.2%
Min. investment₹10,000
Fee · Half-yearly₹250/m
Invest in the whole basket at once
A basket of mutual funds built on data
Ready-made mixes of direct mutual funds, chosen by our quantitative research and matched to a risk level.
- ✓SEBI Registered Research Analyst RA INH000017295
₹10,000Minimum investment
₹8/dayBilled annually
Direct plansZero commission plans
Investors
2 Lakh+
Across Wright’s portfolios
Most chosen
Balanced basket
11.8%
3Y return
Invested via Wright
₹1,300+ Cr
Advised and managed
Baskets
5
From steady to growth
Direct plans
Zero
Commission, across fund houses
Rebalanced
Half-yearly
Told which fund changes and why
Live track record
7 years
Since 2019
Invest through
Groww
NuvamaMotilal OswalAxis SecuritiesSBI Securities5paisa
Starfolio
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Invest with balance and confidence with Wright Research's Moderately Conservative basket.
3Y return9.5%
Min. investment₹10,000
Fee · Half-yearly₹250/m
Mutual Funds - Balanced
Most chosenHarmonious balance between risk & growth with Wright Research's Balanced Mutual Fund Basket
3Y return11.8%
Min. investment₹10,000
Fee · Half-yearly₹250/m
Mutual Funds - Moderately Aggressive
TrendingEmbrace risk and aim for potential growth with Wright's Moderately Aggressive Basket.
3Y return13.1%
Min. investment₹10,000
Fee · Half-yearly₹250/m
Mutual Funds - Aggressive
TrendingUnleash Your Investment Potential with Wright's Aggressive Basket
3Y return15.4%
Min. investment₹10,000
Fee · Half-yearly₹250/m
No basket matches these filters.
| Rebalance | Min. investment | Fee | View | |||
|---|---|---|---|---|---|---|
| Mutual Funds - ConservativeInvest in stability and security with Wright Research's Conservative Mutual Fund portfolio. | Low Volatility risk | Half-yearly | ₹10,000 | ₹250/m | 8.2%3Y | View |
| Mutual Funds - Moderately ConservativeInvest with balance and confidence with Wright Research's Moderately Conservative basket. | Medium Volatility risk | Half-yearly | ₹10,000 | ₹250/m | 9.5%3Y | View |
| Mutual Funds - BalancedHarmonious balance between risk & growth with Wright Research's Balanced Mutual Fund Basket | Medium Volatility risk | Half-yearly | ₹10,000 | ₹250/m | 11.8%3Y | View |
| Mutual Funds - Moderately AggressiveEmbrace risk and aim for potential growth with Wright's Moderately Aggressive Basket. | High Volatility risk | Half-yearly | ₹10,000 | ₹250/m | 13.1%3Y | View |
| Mutual Funds - AggressiveUnleash Your Investment Potential with Wright's Aggressive Basket | High Volatility risk | Half-yearly | ₹10,000 | ₹250/m | 15.4%3Y | View |
3Y returns are CAGR as of 28 October 2026. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
What is a Mutual Fund Basket?
Picking one fund out of 1,500 is hard. Picking the right mix is harder. A Wright basket is a ready mix of direct funds across fund houses, set for one risk level.
- 1We screen the fundsEvery direct-plan scheme, checked for consistency, risk and cost.
- 2We build the mixA handful of funds, weighted for one risk level.
- 3You invest onceLump sum or SIP, in the whole basket at once.
Units are held in your own name with each fund house.
How it compares
Picking funds yourselfA single mutual fundWright MF basket
Funds chosen by research
NoYesYes
Mix matched to your risk level
PartlyNoYes
Diversified across fund houses
PartlyNoYes
Told when to switch a fund
NoNoYes
Direct plans, no commission
PartlyPartlyYes
What it costs
One flat fee. Nothing hidden.Subscription₹250/monthAbout ₹8 a day, for research and switch updates.
CommissionZeroDirect plans only, so no distributor commission is built into the fund.
Fund costsLow expense ratioCharged by each fund house inside the NAV, as with any mutual fund.
How we choose the funds
The same quant desk behind Wright’s stock portfolios screens every direct mutual fund, keeps the consistent ones, and combines them into a mix for each risk level.
5Risk-matched baskets
DirectPlans only
₹10,000Minimum investment
7 yearsLive track record
- 01The whole universeEvery direct-plan scheme in India is in scope.
- 02ConsistencyFunds that perform across market cycles, not one lucky year.
- 03Risk and costBetter return per unit of risk, at a lower cost.
- 04The right mixFunds combined into a basket for each risk level.
- Your basket: a handful of funds, matched to one risk level
Led by Sonam Srivastava, Founder and Fund Manager
A quantitative researcher with over a decade at HSBC, Edelweiss and Qplum, and an IIT Kanpur alumna. Sonam leads a 15-member desk of quants, engineers and analysts, the same team that manages Wright’s Portfolio Management Service for HNIs.
₹1,300+ CrInvested through Wright
2 Lakh+Investors
7 yearsLive track record
Sonam SrivastavaFounder & Fund Manager
Ishita Gupta
Product Manager, PayPal
★★★★★
“Coming from a non-finance background, I’m invested in stocks without having to actively track them. No headache of tracking investments.”
Prashant Sharma
CTO, Zydus
★★★★★
“I was drawn to Wright Research due to its multi-factor approach. Their Balanced MFT is an excellent product.”
Raspreet Singh
VP, Pharma
★★★★★
“Biggest highlight for me is how well they protected from drawdowns in March 20. Lesson for anyone who thinks that quant cannot protect from downside.”
Aishwarya Makkar
Vice President, Stellaris Venture Partners
★★★★★
“I do not have to worry about my investments or spend time researching; the monthly rebalancing keeps the portfolio up to date.”
Dipanjan Sarkar
Data Scientist
★★★★★
“I am an active investor. Still, I find Wright Research best value for money, with consistent and robust returns.”
Arjun Juneja
Product Lead, PhonePe
★★★★★
“I’ve invested in all Wright products. Not only are returns great but they share great content related to the market.”
Abhishek Deorah
Chartered Accountant
★★★★★
“Even with a finance background, I trust experts for investing and focus on long-term compounding.”
Jigar Vyas
Trader
★★★★★
“As a trader since 1993, I trust Wright Research’s AI-driven approach. They’re like a financial doctor for my portfolio.”
Download the Balanced basket’s factsheet
The basket’s objective, how it is built, its performance month by month, the minimum investment and how often it is rebalanced.
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If it does not start, download it here.
Pick a basket
A ready-made mix of direct mutual funds, picked by Wright’s research and matched to a risk level. You invest in the whole basket at once, by SIP or lump sum.
₹10,000 for any basket. You can also invest every month through a SIP.
Direct plans carry no distributor commission, so more of your money stays invested. Over long periods that difference compounds.
Research, your basket, and updates when a fund should be switched or the mix rebalanced, from ₹250/month.
Baskets are rebalanced half-yearly. You are told which fund changes and why.
Every fund in a basket is reviewed against its category. When one slips, you are told which fund to switch to and why.
Yes. Funds may charge their own exit load if you redeem early, usually within a year. Wright adds no lock-in.
Your money goes straight to the fund houses and units are held in your name. Wright never holds your funds.
Learn more about mutual funds
What are mutual funds?
A mutual fund pools money from many investors to buy stocks, bonds, gold and other assets. Asset Management Companies (AMCs), or fund houses, collect the money, manage the investments and handle investor transactions, and a professional fund manager picks the assets according to the fund’s objective.
The expense ratio is what the AMC charges for managing the fund. It varies from fund to fund, and SEBI caps the maximum a fund can charge based on its assets. Mutual funds in India are regulated by SEBI.
What are the benefits of mutual funds?
Mutual funds are professionally managed, liquid (you can buy or sell units on any business day) and affordable, since you can start with a small amount.
They spread your money across many stocks, bonds and other assets, which reduces exposure to any one investment, and they are well regulated, with clear disclosure of holdings, fees and performance.
How to buy and sell mutual funds
To buy, complete your KYC, choose a platform (a fund house directly or an investment platform), pick funds that suit your goals and risk, and decide between a lump sum and a SIP.
Before selling, check the fund’s performance and your goals, the capital gains tax that may apply, and any exit load for redeeming early. Then rebalance what remains so it still suits you.
SIP or lump sum?
A Systematic Investment Plan (SIP) invests a fixed amount at regular intervals. It is convenient and averages the price at which you buy units over time.
A lump sum is a one-time investment, often made when you receive a larger amount, such as a bonus or the proceeds of a sale.
Understanding fees in mutual funds
The expense ratio covers the fund manager’s fee, administration and other running costs, as a yearly percentage of assets. A lower expense ratio leaves more of the return with you over the long term.
An exit load is charged if you withdraw within a set period. Transaction costs inside the fund also affect returns. Direct plans carry no distributor commission.
Types of mutual funds by asset class
Equity funds invest mainly in stocks and are grouped by company size: large-cap, mid-cap, small-cap and multi-cap. Debt funds invest in bonds and money-market instruments, such as liquid, overnight and corporate bond funds.
Hybrid funds mix equity and debt, such as balanced hybrid, dynamic asset allocation and arbitrage funds.
Start a SIP in a Wright basket
Pick a basket and start from ₹10,000, by SIP or lump sum.
